Tuesday, 28 February 2012

Every Day Counts

Our lives are made up of days, each one the same length as the last, each one just as important and full of promise, each one an opportunity to make good decisions.  

Our debt is made up of dollars, each one the same value as the last, each one just as important and full of promise, each one an opportunity to make good decisions.  

Am I making good decisions with my money?  The answer is clearly, "obviously not."  But what I've done in the past is not what I'm going to be doing in the future.  Everyday is an opportunity to make better decisions; with life, finances and relationships.  My habits when I was young matured as I did and became the habits of my future.  I can see the habits that I've been creating and cultivating.  My habit of spending money comes from the desire to lead an interesting life.  My old habit of spending is somewhat frivolous and I simply can't afford it anymore. 

There is emotion attached to money, spending and debt.  Everyday we are faced with thousands of ways to spend our money.  We are a consumer society and we've created whole industries dedicated to coming up with powerful ways to make us vote for our favourite products and services with our dollars.  There is always something we think we want, always something we think we need, and always something to entertain us if we get bored.  That's part of the problem; we always seem to be bored, in need, or wanting.  I've found that the new perspective being broke has given me is that I don't have to give in to the daily distractions designed to draw the dollars out of my wallet.  I am developing new habits involving money.  I am spending less on more, choosing value over quantity and making an effort to decide wants vs. needs.


I've found that every day is a chance to change my habits and through them, my future.  Every day is an opportunity for one more dinner out, or one more dollar in the bank.  Every day has it's challenges that must be overcome, but with a clear head and attainable goals in mind the days can be met with the right attitude and dedication to get me where I need to be.  Where I want to be.  


This day is the only day I have to make decisions about my finances.  Today is the only day I can work on, because yesterday is over and the decisions I made then, either good or bad, cannot be changed.  Tomorrow creates it's own mystery.  I can only plan and hope that things will go well and although my decisions impact and influence the success of tomorrow I truly have no power to do anything with it.

Today is the only day I can be good with my money and whether or not I choose to is a choice that I can control.  I do not regret my spending decision in the past and I have no desire to regret spending decisions I'll make in the future.   This desire helps me stay on track every day, one day at a time.  


What I've done with yesterday has allowed me to come into today.  I must make this day count; make that dollar count.  I am working towards financial sustainability.  I know I can get there, I just need to make every day count.  Because every day does.

 

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